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  2. Arborglades
  3. Hills of Avalon
  4. Bacons Little Ethiopia
  5. Barony Woods
  6. Berkeley Manor
  7. Blue Water Isle
  8. Bluffs at the Heather
  9. Brighton
  10. Brookhaven South
  11. Brookridge
  12. Brooksville
  13. Brookview Villas
  14. Callaghan
  15. Candlelight
  16. Cascades at Southern Hills
  17. Cedar Falls
  18. Chadbrook
  19. Chicochatta Park
  20. Cooper Terrace
  21. Country Club Est
  22. Country Estates
  23. Country Manor
  24. Country Oaks
  25. Country Woods
  26. Countryside Estates
  27. Creston Court
  28. Crowell Acres
  29. Damac
  30. Deer Haven Est
  31. Deerfield Estates
  32. Dogwood Acres
  33. Dogwood Est
  34. East Linden
  35. Elwood Acres
  36. Eppley
  37. Fairway at the Heather
  38. FLA Sunshine Farmettes
  39. Forest Glenn
  40. Forest Oaks Unit
  41. Freeport Estates
  42. Garden Grove
  43. Gardens at Seven Hills
  44. Glen Hills Village
  45. Glen Lakes PH
  46. Golfers Club Est
  47. Greenbrier
  48. Greens at Seven Hills
  49. Greens at the Heather
  50. Gulf Coast RET
  51. Gulf View Subdivision
  52. Happy Acres
  53. Heather
  54. Hernando Beach Unit
  55. Hernando Highlands
  56. Hernando Oaks PH
  57. Hernando Park Place
  58. Hernando Ridge
  59. Hernando Seaside
  60. Hexam Heights
  61. Hickory Hammock Estates
  62. Hickory Woods
  63. Hidden Oaks
  64. High Point MH
  65. Highland
  66. Highpoint Gardens
  67. Hillcrrest
  68. Huntington Woods
  69. Istachatta
  70. Lake in the Woods
  71. Laurel Oaks Subdivision
  72. Leisure Acres
  73. Lindsey Acres
  74. Links at Seven Hills
  75. Masaryktown
  76. Minnow Creek
  77. Mondon Hill Farm
  78. North Bayport
  79. North Brooksville
  80. North Weeki Wachee
  81. Oakridge Estates
  82. Palm Grove Colony
  83. Palms at Seven Hills
  84. Pasco Trails
  85. Peach Orchard Est
  86. Pilot Country Estates
  87. Pine Grove Sub
  88. Pine Island
  89. Potterfield Garden
  90. Preston Hollow
  91. Prinrose Lane
  92. Pristine Place
  93. Quail Meadows
  94. Quail Ridge
  95. Rainbow Hills Est
  96. Rainbow Woods
  97. Regency Oaks
  98. Ridge Manor Estates
  99. Ridge Manor Farms
  100. Ridge Manor West
  101. River Country Estates
  102. Rolling Acres
  103. Royal Highlands
  104. Sand Ridge
  105. Seven Hills
  106. Seville Golf Community
  107. Shady Acres
  108. Sherman Hills
  109. Silver Ridge
  110. Silverthorn
  111. Spring Hill
  112. Spring Ridge
  113. Springwood Estates
  114. Southern Hills Plantation
  115. Sterling Hill
  116. Sugarmill Woods
  117. The Highlands
  118. The Oaks
  119. The Waters
  120. Timber Pines
  121. Trillium
  122. Villages at Avalon
  123. Weeki Wachee Acres
  124. Weeki Wachee Gardens
  125. Weeki Wachee Hills
  126. Weeki Wachee River
  127. Weeki Wachee Shores
  128. Weeki Wachee Woodlands
  129. Wellington at Seven Hills
  130. Whispering Oaks Est
  131. Woodland Waters
Tips for Purchasing a Home in 2017
Friday, February 10th 2017 10:41 am

Let's start with what we know. According to Realtor.com, at the end of 2016, unemployment was down to 4.6% (the lowest since 2007), consumer confidence was at the highest it's been since 2007 and the home values across the nation had recovered. So, at it's basics, by the end of 2016 we were employed, confident and ready to buy a house.

Now, it's 2017 and the ideal scenerio that we had at the end of 2016 is changing. Mortgage rates have skyrocketed and the inventory of homes for sale is much lower. If you are planning on purchasing a home in 2017 you should do it quickly and efficiently. Get your ducks in row to ensure that this purchase moves along seamlessly.

Here are a few things that you can do to help with this endeavor:

  1. Be prepared for the down payment. Typically the recommended down payment to purchase a home is 20%. If the home you are looking at is $200,000, the downpayment is $20,000 in cash. That's a huge chunk of change to come up with. It takes a bit of perseverence to save that kind of money. One idea to help with the savings is to start an automatic deduction in your checking account. Put aside a certain amount of money each paycheck into a separate savings account for your down payment.
  2. Check your credit score. Clean up your credit and keep it clean! Depending on the type of loan that you are applying for and how much of down payment that you have, your credit score is very important when looking to purchase a home. Lenders want to see proof that you've paid off past debts. One little trick is to not use more than 30% of your available credit and always..always (did I say "always"?) make your payments on time.
  3. Start your house hunting now. Spring is right around the corner and that is the busiest real estate time of the year. Home buying becomes very competitive in the spring, it is known as "Real Estate Season". With the mortgage rates expected to continue to rise throughout the year, purchasing your home early could be truly beneficial in the long run.
  4. Find a real estate professional that you trust to help you with buying your new home. Having a voice on your side that knows what you are looking for and has your best interest at heart is invaluable when making one of the largest purchases that you are ever going to make.

Knowing what is in store for you when purchasing a home, can be a time saver and can allow you to purchase that dream home in no time at all.